Attorney

Gary Fraley

Name: Vikk Ai
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California Bar Certified Bankruptcy Law Specialist, Fraley & Fraley, Sacramento Bankruptcy Attorneys, Bankruptcy Lawyer

at Fraley & Fraley Sacramento Bankruptcy Attorneys

Sacramento, California

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Specialties & Experience

Bankruptcy

About Gary Fraley — California Bar Certified Bankruptcy Law Specialist, Fraley & Fraley, Sacramento Bankruptcy Attorneys, Bankruptcy Lawyer in Sacramento, California

Gary Fraley is a California Bar Certified Bankruptcy Law Specialist and the founder of Fraley & Fraley, Sacramento Bankruptcy Attorneys. With over 41 years of experience, Gary Fraley focuses on helping consumers and small businesses navigate challenging financial situations. As a dedicated bankruptcy attorney in Sacramento, he practices in consumer and small business bankruptcy (Chapter 7), debt reorganization (Chapter 13), and debt negotiation. Gary Fraley and his firm are committed to providing comprehensive legal support to clients seeking a fresh start, ensuring they have the tools to rebuild their financial future. He has earned a perfect 10.0 Avvo.com rating for his commitment to clients.

Law Firm

Fraley & Fraley Sacramento Bankruptcy Attorneys Sacramento, California Bankruptcy

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Location & Contact

Sacramento, California

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Frequently Asked Questions

Where is Gary Fraley located?

Gary Fraley's practice, Fraley & Fraley, Sacramento Bankruptcy Attorneys, is located in Sacramento, California.

What areas of law does Gary Fraley practice?

Gary Fraley focuses on bankruptcy law. His practice areas include:

Consumer and Small Business Bankruptcy (Chapter 7)
Debt Reorganization (Chapter 13)
Debt Negotiation

Is Gary Fraley part of a law firm?

Yes, Gary Fraley founded and runs Fraley & Fraley, Sacramento Bankruptcy Attorneys.

How can I schedule a consultation with Gary Fraley?

You can schedule a 1-2 hour, no-pressure, Free Attorney Consultation with Gary Fraley by using the contact options available on this page.

More about Gary Fraley

Practice Areas

Bankruptcy Law (Chapter 7)
For individuals and small businesses overwhelmed by debt in Sacramento, California, Chapter 7 bankruptcy offers a path to a fresh financial start. This process can eliminate unsecured debts such as credit card balances, medical bills, and personal loans, providing relief from creditor harassment. Common situations leading to Chapter 7 include job loss, significant medical expenses, or business failure. Navigating the complexities of bankruptcy law requires skilled legal guidance. A knowledgeable bankruptcy lawyer in Sacramento California can help you understand eligibility requirements, protect your assets, and ensure all filings are correct, making the process as smooth and effective as possible.
Debt Reorganization (Chapter 13)
Chapter 13 bankruptcy, also known as debt reorganization, is a powerful tool for individuals in Sacramento, California, who have a steady income but need help managing overwhelming debt. This type of bankruptcy allows you to create a manageable repayment plan over three to five years, often saving homes from foreclosure, stopping vehicle repossessions, and consolidating various debts. It's particularly beneficial for those who are behind on mortgage payments or have non-dischargeable debts like certain taxes. An experienced attorney in Sacramento, California, can help you structure a feasible repayment plan, negotiate with creditors, and ensure your plan is confirmed by the court, providing stability and peace of mind.
Debt Negotiation
Debt negotiation offers an alternative to bankruptcy for individuals and small businesses in Sacramento, California, looking to resolve their financial challenges. This process involves working directly with creditors to reduce the total amount owed, modify payment terms, or settle debts for a lump sum less than the original amount. It can be a viable option for those with multiple creditors who want to avoid formal bankruptcy proceedings. An adept bankruptcy attorney Sacramento can leverage their experience and knowledge of creditor practices to negotiate effectively on your behalf, protecting your interests and striving for the best possible outcome, allowing you to regain control of your finances without the stress of direct confrontation.
Serving Sacramento and Surrounding Areas

Fraley & Fraley, Sacramento Bankruptcy Attorneys, proudly serves clients throughout Sacramento, California, and the surrounding communities. We understand the unique financial challenges faced by residents and businesses in this region and are dedicated to providing accessible and effective legal solutions. Whether you are seeking a bankruptcy attorney Sacramento to address consumer debt, or a bankruptcy lawyer Sacramento California for your small business, our firm is here to offer the compassionate and professional guidance you need.
Schedule Your Free Attorney Consultation

Gary Fraley believes in empowering individuals with knowledge. He offers a 1-2 hour, no-pressure, Free Attorney Consultation to discuss your financial situation and explore your options. This consultation costs nothing and provides invaluable insight into how you can solve your debt problems. If you choose to hire Fraley & Fraley, you will also receive a FREE CREDIT REBUILDING COURSE worth $1,000, in addition to a complimentary copy of Gary Fraley's book, "Rebuilding Your Credit After Bankruptcy," just for meeting. Don't let ignorance be expensive; take your power back. Contact us today using the options available on this page to schedule your free consultation with Gary Fraley or an associate attorney.

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